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1 Hour payday loans – what do you need to keep in mind?

Getting 1 hour payday loans can be clean as a whistle, quick as a wink, if you know how to do it. Here are few important things to keep in mind.

Your bank account must be at least 3 months old. The payday loans lenders will find out many things through checking your most recent bank statement. This is also a great place to see what your current financial situation is and how often you get paid. Are there any serious signs of financial difficulties through overdraft fees or NSF? Have you missed any payments recently? Is there evidence of paychecks directly deposited? Current banking behavior is a good sign as to how your finances are running now. Credit score could remain weak even if a person turned his/her financial situation in a positive direction.

With 1 hour payday loans you can’t have more than one at a time. Because these loans should be paid promptly, there is not much to give to a term of two weeks. People are struggling to make ends meet as a single payment must be paid, not to mention several. A good online lender would not give more than one loan simultaneously. There are some lenders that may grant several loans at the same time, but it does not sound reasonable to take more money in loans than your net income can handle.

Where you live may get your online application for payday loans rejected. It may happen due to some state regulations that prohibit such loans from being used by residents or certain direct lenders, so your application may be rejected, no matter if you qualify according to other criteria.

If you receive the initial rejection letter, you can always call the company and find out why. A good payday loans provider will explain the reason behind refusal to loan application. But even if you are pre-approved for a loan, take a moment and make sure that your budget can cover the borrowed amount before signing the contract.